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All About Wedding Insurance & Do I Really Need It?

Have you ever heard of Wedding Insurance? You’re probably thinking what is it and Is it really a thing? It is exactly how it sounds! How many times have you heard a Wedding Day Horror Story and thought this can’t be true? It can absolutely be true!

Generally, when it comes to Events & Weddings there are two types of Insurance coverage:

  • Wedding Cancellation Insurance

  • Liability Insurance

Wedding Cancellation Insurance provides clients with the protection of losing vendor and venue deposits or non-refundable payments. This covers you and your wedding day against unforeseen circumstances or extreme situations that could cause postponement or event cancellation.

Typically Wedding Cancellation Insurance covers:

  • Vendor Bankruptcy

  • Venue Closings

  • Accident or Illness

  • Extreme Weather (Hurricanes, Flooding, Tornados)

  • Fires

  • Military Deployment

Cancellation Insurance can also protect you against financial losses during your event to cover other

unforeseen circumstances such as,

  • Lost wedding rings

  • Vendor no-shows

  • Lost or Damaged wedding gifts

  • Lost Photographs

  • Damage to your wedding gown

  • Etc.

How does it work?

For the most part, you are allowed to select the amount of coverage you would like, but generally, insurance companies will recommend coverage to be specific to what you are expecting to spend on your wedding day. Cancellation Policies begin at $130.00 and up.

Liability Insurance

Liability Insurance helps to protect you if someone causes property damage to the venue or if someone gets injured at your event. Most venues require that you purchase liability insurance. Policies begin at $75.00 and up.

You can find detailed information and pricing on the websites listed below. Feel free to reach out to a few of our listed Preferred Vendors who are able to assist you with any additional questions or concerns you may have when it comes to Wedding Insurance.

Here are a few:

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